Everest Judgment Recovery
Q. I've won my court judgment. Now what do I do?

A. You can take positive steps for the recovery of your judgment. You can contact a Judgment
Enforcement Specialist who has been doing judgment recovery for a substantial amount of
time and has the resources and experience to bring satisfaction to the judgment. That
specialist is Everest Judgment Recovery.

Q. A judgment is a court order. Why can't the courts enforce my judgment?

A. Simply put, the court's obligation ends at making a finding (judgment). The court may
provide the forum for the debtor to make payments on the judgment through the court clerk,
but the onus of responsibility for enforcing the judgment is on the judgment creditor.

Q. But I've heard that people can get arrested for a judgment. Is that true?

A. In a civil matter, if a debtor fails to appear at a mandated hearing (such as a Judgment
Debtor Examination) after having been properly served by the Sheriff or Registered Process
Server, the court may issue a bench warrant for that individual. It is up to the Sheriff to
execute on that warrant.

Q. How long is my judgment good for?

A. In New York, a judgment is good for twenty (20) years. Sometimes a judgment is good for
ten (10) years in NY but may be renewed for another ten (10) years.  Other states have
differing statutes of limitations and renewal requirements.

Q. The judgment debtor left the state without paying me. Can something be  done to enforce
my judgment?

A. Yes. A judgment may be domesticated in another state, so long as the judgment is meeting
certain guidelines. We can give you a more in depth evaluation of your judgment once we
review it.

Q. Do you work judgments out of New York?

A. Absolutely. So long as the judgment is valid and enforceable, judgments are accepted and
worked until all reasonable means have been exhausted.

Q. I wanted to garnish the debtor's wages, but I found out the IRS has a lien. Can you help?

A. Yes. Although the IRS lien may attach to the debtor's wages, he/she may have other assets
to use for the recovery of your judgment.

Q. What kind of judgments do you accept?

A. All judgments submitted are evaluated for Assignment. If there is money to be found, it's
worth the effort. For individuals and businesses, our aggressive, unique collection methods
provide a very cost effective alternative to recovering your judgment or collecting your
accounts receivable assets.

Q. What guarantees do I have that you will recover the judgment?

A. There are no guarantees, except that we will make our strongest effort. We use every
strategy available to us to recover judgments, including pursuing assets of spouses and
levying at the business of the debtor.

Q. I don't like the idea that I am handing over my judgment to someone else I don't know.
Can I get it back if I change my mind?

A. The basis of the Assignment is the Purchase Agreement, which requires the Assignment to
be absolute. Because of the statutes and laws pertaining to Unauthorized Practice of Law, if
you assigned your judgment for a period of time, you would not have an absolute purchase,
and your "assignee" would, in essence be representing you. My policy has always been that if
I cannot do something to make a recovery, I don't want to waste your time or mine.
Accordingly, if I see a judgment is going nowhere, I will offer it back to the judgment
creditor. Most judgment creditors, however, because they don't have the resources to continue
to track the debtor, ask that the judgment remain in my hands for follow up.

Q. The debtor filed bankruptcy. I was told that the debt was a lost cause. Can you help?

A. Bankruptcy on its own does not mean your judgment is a lost cause. In certain
circumstances, a debtor may be discharged in the course of the bankruptcy, but the debt may
be recoverable.  

Q. Are you an attorney, and do you give legal advice?

A. No we are not an attorneys and we do not render legal advice. Nothing that is stated
herein should be construed as legal advice. If you need legal advice, you should consult your
own counsel.

Q. What is the relationship between us?

A. There is no attorney-client relationship. Everest Judgment Recovery cannot and does not
"represent" a judgment creditor in court, but represent ourself. The judgment creditor is a
"seller" who assigns (sells) the judgment to Everest Judgment Recovery. The contractual
relationship established by the Purchase Agreement and separate Acknowledgment of
Assignment of Judgment empowers the Assignee to act in the place of the judgment creditor.
As the Assignee of the judgment (Assignee of Record, in Pro Per), Everest Judgment Recovery
has the full capacity and right to represent themselves before the court.

Q. If you are not an attorney, how can you go to court and pursue the debtor?

A. Everest Judgment Recovery takes judgments on an Assignment basis; that is, the judgment
is purchased from the judgment creditor for a sum. Accordingly, because a judgment is
personal property (as opposed to real property), certain rights for disposition of the property
come into play. One of those rights is to enforce the judgment.

Q. I've been told that Judgment Enforcement is easy. Is it?

A. Judgment Enforcement, just like any other business, takes dedication, patience,
persistence and the ability to work through a myriad of issues.  Many new folks
are attracted to this business because of the ability to work from home.  Although this is NOT
practicing law, it is essential that the judgment recovery specialist study and know the laws
of their state regarding judgment enforcement.

Q. Do you provide references?

A. We have a strict "do not tell" policy. While there is no attorney-client relationship, we have
always maintained that I should never discuss another party's matter. That includes providing
references to other judgment creditors.

Q. How much will judgment enforcement cost me?

A. Everest Judgment Recovery does not charge any up front costs or fees.  Court and other
judgment enforcement related costs are advanced.  Until there is a monetary recovery on the
judgment, no fees are due.  Contingency fees are taken from the recovery of the judgment.  
Costs allowed by the court are charged against the debtor.

Q. I've had this judgment for a while, and done nothing with it. How much is it costing me?

A. You may be sitting on your judgment and doing nothing about recovering the sums owed
you. How much did the debtor take from you? How much time, effort and expense did you
incur to get that judgment? Your judgment, if nothing is done to recover amounts due, is
costing you its face value, and the value of that money decreases every day. It's the time value
of money. It costs you absolutely nothing to assign the judgment to Everest Judgment
Recovery. By assigning your  judgment, you may benefit yourself far more in the long run,
because you will have assigned it to a professional with years of experience and success in
recovering judgments.

Q. So, what's the bottom line difference between using my attorney to recover my judgment
and using a judgment professional?

A. Attorneys charge by the hour. That's how they make their money. They take direction from
their client and see to it that their client is represented. They have no stake in the outcome.
An Assignee taking on a judgment has a stake in the outcome.  If there is no recovery, there is
no money earned.

Q. So, how do I get started?

A. Simply go to the page entitled, Contact Us, enter the required information, and someone
will contact you. Or, if you wish, call us at (315) 690-6685.

Q. I am a Judgment Debtor, and I want to settle my case or make payment arrangements. What
should I do?

A. Regardless of whether or not this office has an Assignment on your judgment, you  can
give us a call. If we don't have an Assignment and you truly want to get your  judgment
resolved, we may be able to contact the Judgment Creditor to arrange  an Assignment. Our
telephone number is (315) 650-6685. Remember, we don't represent any party or give legal
advice. We facilitate resolutions.